A state program aimed at helping people avoid foreclosure is now open to residents of Oregon's three most populated counties. Applicants can get up to $20,000.
Over the last couple of years, the Foreclosure Prevention Assistance Program has been unveiled in county after county.
Now all Oregonians can apply, including residents of Multnomah, Clackamas and Washington counties.
Ben Pray with Oregon Housing and Community Services, says applicants have a few hoops to jump through, but they could receive up to $20,000 to get current on their mortgages.
"So your house payment can't be more than 45 percent of your gross monthly income. Other than that, we ask you to demonstrate some form of hardship, which is the reason you're so far behind. And after that, it has to be your primary residence. We're talking about your first mortgage, you have to have a servicer that's participating and things like that."
The program is funded by the United States Treasury's Hardest Hit Fund. More details can be found at OregonHomeownerHelp.org.