Financial planners like to talk about retirement as a stool propped up with three legs: retirement accounts (whether public or private pensions, or 401(k)s), personal savings, and social security. With serious question marks surrounding all three, is it time for a new model? What might employers’ roles look like in the future? What about a government safety net?
Were you hoping to retire soon? Have the upheavals of the last year forced a course correction?
If you’re in your 20s or 30s, do you hope to put your feet up by your 80s? How do you plan to get there?
- Robert Hegwood: Student at Portland State University
- Raymond Brooks: Professor of finance at Oregon State University
- Robert Brokamp: Editor of the Motley Fool Rule Your Retirement newsletter service