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Aaron Lance's comments:
on Saving Your Pennies?
Good to hear from Kate (I'm another Timberline Alumni). We're going through the same exercise and have been doing so since late 2007. I agree with Kate that the hardest part is prioritizing spending. It's easy to cut back on things for yourself. Much harder for your kids. And hardest of all for charities that serve the neediest among us or help children. We focus our charitable contributions on two areas: children and education and I just received my OMSI renewal in the mail. OMSI hits the sweet spot for us since it contains both priorities. Still, I'll think long and hard about matching last years contribution ($1000) or doing less to build that buffer in case of layoff for either myself or my wife.
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