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I know there are many people out there who want to learn how to invest, but are apprehensive because they just don't have the education or the background to make informed choices.Then the question of stocks vs. bonds – which to use?  A mix is best.  Stocks are higher return (average 12%) though higher risk.  As you approach retirement, the balance should be shifted to stable investments, like bonds or FDIC backed CDs, or gold.  A sound strategy for 401(k) funds allocation payments and investments will be credit towards retirement.

posted 2 years, 6 months ago
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