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Jhonny's comments:

on Measure 67

I have noting against the tax increase because it is one way of pooling money to increase government’s revenue on the other hand it will be the business that will be affected, of course instead of having a big profit, some of the portion wil be considered as a tax expense. Did you know that there are some ways to manage Social Security benefits correctly.  The Social Security Administration determined that people have a Normal Retirement Age, or NRA, and that's the age at which they can take Social Security benefits.  For those born before 1937, it's 65.  Anyone born after 1970, it's 67.  Anyone born in between has an NRA of 66.  If you withdraw before your NRA, you get diminished benefits, but delaying until after will net increased benefits – both options affect survivor's benefits.  Also, many people stay employed after retirement, and the amount of extra cash you get from benefits is also affected.

posted 3 years, 4 months ago
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on Fear of Foreclosure

The threat in the economy continues to exist. Foreclosure and bankruptcy was still on the rise actually we used to hear these cases but I think the challenge among the financial institution or any business establishments are to adapt some measure to control such kind of trouble. I know that there are some things that beyond our control but at least they should do something to minimize the frequent occurrence. Regulatory body should have to intervene in this issue to stabilize the ailing financial system. Anyway did you know that not all New Years Eve parties are going to be as grand as the attendees would like – because everyone just blew all their cash on buying presents for the various numbskulls that they commiserate with. Find theme parties you can throw that double as potlucks, say everyone brings a dish common from a particular era or country, or have everyone split the check – and have a great New Years party without needing a lot of cash now.

posted 3 years, 4 months ago
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on Faith in the Recession

I do understand that as the economy become worst everyone seems to lose hope but you have to understand if you will keep the negative mentality it won’t help you. Be optimistic despite of the uncertainties that we had. You get a wage unreflective of the success you provide by your labor to your "superiors" – maybe you could get some small business ideas of your own. You could start making the furniture you've always dreamt about, start a travel agency or something along those lines. That's how the biggest success stories started – they started off small with an idea, and grew from there – Microsoft started in Bill Gates' garage, and now people line up a payday loan every time a new version of Windows gets released

posted 3 years, 5 months ago
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on Timber Investment Management

Proper managing of investment is what ought to do by most investors. There is a continued threat in the economy. In fact the housing markets are also in trouble. The immediate reaction by mortgage companies to the housing market collapse was to tighten credit. They pulled in the reins so much that almost no one who needed money could get it. This seemed a justifiable reaction considering the magnitude of the economic turmoil. One problem with looking back too long is that the economy doesn’t move forward. The role of appraisers now has become one of defender of the bank. They seem to have swung too far the other direction and are being reactive to the crisis the same way they were reactive to the greed that caused it. The truth remains that no deals equal no money for anyone.

posted 3 years, 5 months ago
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on Rx: Medicare Reimbursement

I hope the US government should do all the means to provide a very affordable health care need.As a consumer what is cheaper is always an advantage to us may it be product or healthcare services we are always on the pursuit of saving money. If you’re one of the 47 million Americans without health insurance, finding a place for insurance in your budget may seem like an insurmountable task. Options do exist, however, and the expenses of the options must be weighted against the cost of an unpredictable medical emergency - a $ 50,000 surgery is harder to cope with than a couple hundred bucks a month. One option for lowering your costs is to consider a high-deductible health plan, which will give you a smaller monthly payment in exchange for a lower level of coverage. It’s not ideal – you’ll have to pay out of pocket for any doctor’s appointments or tests until you reach your deductible – but it will prevent major medical expenses from causing you to go bankrupt.

posted 3 years, 5 months ago
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on Is Obama-Mania Over?

There might be different reactions with Obama performance appraisal, maybe some are fully satisfied with his performance while some don’t. Obama became controversial as he pushes for the health care reform. Millions of Americans aren't insured, partly due to the high cost of premiums, and end up resorting to payday loans to finance emergency and routine medical expenses. With health-care reform issues taking the political center stage, is this not a good time to step back and assess the problem from a more basic point of view? The proponents need to asses if the people can afford for its implementation. Health care costs in the United States exceed those of any other nation.

posted 3 years, 5 months ago
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