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I am currently searching for a new financial institution for my personal and business assets.  Through my search, I discovered that small to medium sized local Credit Unions have the best offerings. Free checking and online banking and bill pay are the 3 main services I plan to use.  'Free' checking is tricky, because all financial institutions charge fees for many little things like non-sufficient funds instance.

The medium to large Banks in the area have high service fees for things like non-sufficient funds of $20-30 per instance, or a $20-30 fee for transferring money from savings to cover a checking purchase.

Unfortunately the larger Credit Unions like First Tech have steadily raised their service fees to be equivolent to Banks.  Although I am a part owner of my Credit Union, the larger they are, the less my one voice counts.

I have now narrowed my search to small to medium sized Oregon local Credit Unions such as Rivermark, Unitus, Advantis, Northwest Resource.

posted 2 years, 2 months ago
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