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TOL Our Town
- A tumblr site dedicated to the people and places that make up Oregon and Southwest Washington.
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OskiFan's comments:
on A Good Place to Work?
posted 2 years, 4 months ago
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on Candidate Conversation: State Treasurer
posted 2 years, 8 months ago
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on Helping People Far Away
posted 2 years, 10 months ago
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on Sizing Up Your Genes
One of my friends got two different DNA test kits to test her mutt dog. The test promised to tell you which breeds your dog is. The test results came back and of the two tests, each had different-- and mutually exclusive--results. My friend was planning a "who's your daddy" party for her dog and make it a game to guess the dog's background. However, with the results so inconclusive, she had to nix the theme of the party.
posted 2 years, 10 months ago
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on The Beauty of Bridges
PRIVATELY OWNED BRIDGE: The railroad owns the Steel bridge!
Surprised you would say no one knows the answer...you read the blog as you are on the air, yes?
Some of us can't call because we are at work.
posted 2 years, 11 months ago
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on Getting Back to Work: Jobs and Identity
posted 3 years ago
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on Where's Your Money?
A friend of mine just bought a bike via a bike loan from a credit union...I believe On Point. I think this is a great strategy to get money circulating in the community. This is exactly the size of purchase that one might put on a credit card if a person didn't have the cash on hand. This helps people develop or rehabilitate their credit score such as teens, college students, or those who have had some black marks on their credit history in the past. With this type of economic uncertainty, people are sitting on the cash they do have, for fear of losing a job. This type of small dollar loan helps everyone by getting cash flowing again. With all the uncertainty in credit cards these days, it is important to have an alternative, and especially one that can benefit the community as a whole.
I am a credit union member at First Tech. Have not applied to them for a loan, but I am very satisfied with my fee-free accounts, and knowing that my money stays local. I have had an account with Wells Fargo since 1984 and was paying $15 a month or so with checking fees and bill pay. Now I pay zero fees and I love that. The network of credit unions here makes for easy access to ATMs...I know where they are and have not had problems accessing cash. This was one of my biggest fears when considering changing from WFB. When I walked in to close my WFB account they *then* and only then offered to waive my fees that I had been paying for 25 years. That irked me even more...I will never go back.
posted 3 years, 2 months ago
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on Oregon's Stimulus
In speaking to the backlash against government spending, mostly at the national level, I believe we not only need more civics education, but also economics education. This should be part of a complete education. The Great Depression was ended because of stimulus spending in the form of the WPA.
People are right to be concerned about defecits, but historically speaking, the government needs to "prime the pump" during the inevitable economic downturns since consumer spending drops to nil. Consumer and business spending is 2/3 of our GDP, so when this part of our economy drops off, the only spender left is government to keep our economy afloat. We have always grown our way out of the defecits we're incurred once the economy bounces back, and hopefully that will continue to be the case.
Hard for people to truly appreciate how essential this government spending is to prohibit truly catastrophic results. We don't have unemployment rates in the 30 to 50 percent precisely becase the government did act quickly to prime the pump. Perhaps not enough, and that's an ongoing debate, but people do need to understand that this type of emergency spending is not optional, and is the action that returns us to a functioning economy.
posted 3 years, 3 months ago
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