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It seemed very obvious to us that we were being qualified for a much higher payment than we could afford. We know what we can afford and chose a house with a payment that was within our reach. When we were offered an adjustable rate we said "no thanks" and stuck with the 30 year fixed. We also read our loan documents carefully. When we lived in a city where we could not afford to buy - we rented. Maybe if people are not able to make smart choices in these areas there should be mandatory personal finance classes to take in high school to help them understand the complexities of loans, credit cards and savings. We may just be more conservative than most but I didn't want to take risks with homeownership.

posted 5 years, 3 months ago
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The crucial problem for Tag kids is learning how to work. When you float through all your clasess while your classmates are working hard to do the work, you are not being served. I have two TAG kids and one is in high school. By the time that the advanced classes are available to these kids they have no idea how to take notes, study, or really work. For those who feel that special classes for Tag kids is unfair - think how you would enjoy spending every day learning at a rate that is impossibly slow, several grade levels behind where you are. The best you can learn from such an environment is how to daydream or cause problems. PPS is losing their best and brightest - these are the ones who are leaving the system for private or home schooling or just dropping out. What a sad mistake we are making.

posted 5 years, 3 months ago
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