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my wife & I both retired in June/08. She taught High school; I'm a nurse. We both have PERS and had no credit card or other debt except for our mortage payment. The key here is that we had no other debt. We have always lived simply.

We retired 'early' so as to travel  while we are still healthy. Our 401k plans have lost about 1/3rd value since retiring but since we don't need to tap into it until age 70 - 7years in my case - we are doing okay.

posted 4 years, 2 months ago
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