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lolonline's comments:
on The Democratic Party's On
I don't yet have a vote in Oregon but hopefully will be the presidential election. But I wanted to share an online experience I had recently. I participate in a parenting discussion board - no political content. Approximately 40 women are active on the board, from all over the country. The question was asked who people had voted for in the primaries. 4 republican women in states where it is possible to switch parties for the primary vote, admitted that they had already, or intended to, vote for Clinton in their primary as they felt McCain had a better chance against her in November.
Loretta
Loretta
posted 5 years, 2 months ago
view in context
on Brokering a Better Loan
While acknowledging the complexity of the issue and personal accountability, there are certainly some holes in the system and some very dubious practices that need shoring up. Here is our example of predatory practices.
We bought our house 2 1/2 years ago. We approached a mortgage broker for preapproval and discussed options. We only discussed 30 year fixed loans. We had done our research and knew we were staying well within our means. They said they would send out paperwork for us to complete. But when the paperwork arrived in the mail, when we started reading the details, what they had sent us related to a 30 year variable rate mortgage with some very interesting penalties built in. Needless to say, we had no more dealings with that institution. But it required some knowledge on our part and a certain cynicism to recognize the switch.
Loretta, SE Portland
We bought our house 2 1/2 years ago. We approached a mortgage broker for preapproval and discussed options. We only discussed 30 year fixed loans. We had done our research and knew we were staying well within our means. They said they would send out paperwork for us to complete. But when the paperwork arrived in the mail, when we started reading the details, what they had sent us related to a 30 year variable rate mortgage with some very interesting penalties built in. Needless to say, we had no more dealings with that institution. But it required some knowledge on our part and a certain cynicism to recognize the switch.
Loretta, SE Portland
posted 5 years, 4 months ago
view in context
