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I haven't heard a compelling argument as to why the for profit model of health insurance is so much better than a non-profit option would be. What can it offer me as a consumer that I would not be getting if I opted to go with a non-profit? My small understanding of free market pricipals is that the consumer will drive prices down because they will go with the best and least expensive model, thus creating price wars. The problem with putting health insurance in the free market is that the insurers hold the cards. The consumer frankly does not have choice once they have seen a doctor for any condition that merits a flag - even minor conditions - they are denied coverage or given options with very high deductibles. How does this drive competion? I have my own opinions as to the morality of putting profit in health care, but it seems to me the agrument can be broken down into much more concrete, dollars and cents (sense) issues.
posted 3 years, 10 months ago
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