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On a daily basis I am bombarded with decieving loan information in the form of cleverly disguised mailings asking me to contact someone immediately because my current mortgage is at risk. They make it seem like you're going to lose your house if you don't call "immediately!". These tactics suggests that the people behind these mortgages are trying to take advantage of people who do not understand complicated mortgage process. I consider this form of loan recuruitment misleading and fraudulent, and should be illegal.
I've wondered what would happen if I called them as they are asking and acted like I didn't know anything about the process. How bad would they take advantage of me. I wonder how many people fall for these tactics. I believe that the majority of loan originators slither, so if find a good one, stick with them.

I personally have benefitted from a banks carefree lending on a "stated income," but I was very aware of the risks of my commitment, and extremely convinced of my job security.

Risky mortgage options do have their place, and can be useful, but they should not be forced on people using misleading advertisements.
And what is up with title insurance? It makes refinancing so much more expensive. Seems like a racket.

posted 5 years, 3 months ago
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It seems like creating a group with a common goal would be a great way to expedite improved treatment for autism. Here is the mission of the ATN from their website:
Autism Treatment Network's mission is to create a standard of care in medical treatment that will be made broadly available to physicians, researchers, parents, policy makers and others dedicated to enhancing the care of individuals with autism. The organization's initial plan features the creation of regional "centers of clinical excellence" whose physicians will provide a full spectrum of state-of-the-art care, conduct clinical research and mentor talented young trainees. What is being created in the ATN overall, is the fundamental resource of a network of collaborating professionals and institutions required to make rapid progress in a complicated condition such as autism.

http://www.ohsu.edu/cdrc/clinical/portland/autism.html

posted 5 years, 3 months ago
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