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Recently it was revealed that DNA testing is getting more accurate and is able to predict illness that you may contract in your later life. There are now home DNA test that inform you of these. One big question that is ask is who is allow to see these results. In the current system the insurance companies would refuse you coverage if they found out you had a possible illness in the future. On the other hand if a person knew they wouldn't get sick they would be more likely to not get health insurance and safe money and those that were to get sick would want to get lots of insurance. The current insurance companies gamble on everyone staying healthy and this new information will drive them out of business. If only those that were to get sick got insurance the insurance companies would lose and go out of business paying claims.
It seems with the ability to predict illness becoming more accurate, (they will only get better) that in the end a government run health insurance will be the only system to survive. Rather you call it single payer or medicare for all.
This is just one more reason why that our old model is going to fail.
posted 3 years, 8 months ago
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