RECENTLY ON TOL:
- A tumblr site dedicated to the people and places that make up Oregon and Southwest Washington.
At age 24 I easily obtained my first credit card - it was from a national retailer. I was enrolled at a community college half-time, wasn't working, and had next to no income. With-in several years, I had several cc's, obtaining them all using false income information. All the while, I maintained at least minimum payments on all debts. By the time I was 30, I had moved through all the levels of cc (platinum, platinum select, diamond rewards, and titanium), and had aquired over twelve thousand dollars of debt -- this on an income of under 20k per year. Because I maintained an excellent record of payment, and fibbed about my salary, I at one time had a combined cc maxium limit of over 60k -- fortunately, I never exploided that opportunity, and finally paid my cc debt down.
posted 3 years, 11 months ago
view in context