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At age 24 I easily obtained my first credit card - it was from a national retailer.  I was enrolled at a community college half-time, wasn't working, and had next to no income.  With-in several years, I had several cc's, obtaining them all using false income information.  All the while, I maintained at least minimum payments on all debts.  By the time I was 30, I had moved through all the levels of cc (platinum, platinum select, diamond rewards, and titanium), and had aquired over twelve thousand dollars of debt -- this on an income of under 20k per year.  Because I maintained an excellent record of payment, and fibbed about my salary, I at one time had a combined cc maxium limit of over 60k -- fortunately, I never exploided that opportunity, and finally paid my cc debt down.

posted 3 years, 11 months ago
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