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Bend Couple Sues Bank For Harassment Over Debt

A Bend couple is taking on one of the nation’s largest banks for what they say amounts to harassment.  The suit alleges Wachovia Bank repeatedly tried to collect on a debt that was discharged in bankruptcy.

According to court documents, it was in 2009 when the Great Recession caught up to David and Linda Culpepper.  

The bad economy and medical bills forced the couple into bankruptcy.  They lost their home and judge released the couple from their debt to the bank.  But even after that, calls from debt collectors didn’t stop. 

So, the couple got in contact with Portland consumer rights attorney Michael Fuller.  Fuller says he sent off three letters to the bank threatening legal action.

“But despite receiving the letters, they continued to call the Culpeppers almost every day,” Fuller says.

The couple has now brought suit on number of claims including intentional infliction of severe emotional distress.

Wells Fargo now owns Wachovia.  A bank spokesman says calls to the Culpeppers were not attempts at debt collection, rather they were part of an effort to help borrowers stay in their homes.