It’s harder to get home insurance. That’s changing communities across the U.S.By Michael Copley (NPR), Lauren Sommer (NPR), Rebecca Hersher (NPR) and Sanidhya Sharma (NPR)Nov. 12, 2025 4:06 p.m.📨 Daily news in your inboxSign up today for OPB’s “First Look” – your daily guide to the most important news and culture stories from around the Northwest.EmailPlease leave this field blankSign up